Defender Life Plan
The Defender Life Plan provides funeral cover, disability and retrenchment cover, and grocery annuity benefit under one plan.
Defender Life Plan benefits
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Funeral cover ensuring that you, your spouse and dependent children have a dignified funeral in the event of death. |
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Disability cover to provide an income to take care of your financial commitments when you are unable to work. |
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Retrenchment cover to take care of your daily bills in the event of your being retrenched. |
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Grocery annuity benefit to provide funds for your loved ones' groceries in the event of your death. |
Defender Life Plan features
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Instant accidental-death cover from the date you pay your first premium. |
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No HIV testing. |
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Tax-free death claim payouts. |
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Funeral cover for the whole family (spouse and up to four dependent children). |
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Flexibility to change your level of cover to suit your budget and need (up to a maximum of three Defender Life Plans and/or Striker Life Plans can be purchased). |
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Premium: R85 per month. |
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Claims: Settlement of all valid funeral claims within just 48 hours of receiving all the required documentation. There is a 12-month waiting period on death and disability due to natural causes. |
Commencement of Cover
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0 - 12 months
Benefits are in force from receipt of first premium. Funeral cover and grocery annuity benefit are payable in the event of accidental death only. |
12 months and onwards
Funeral cover, disability and retrenchment cover, and grocery annuity benefit commence after 12 months of premium payments. |
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Note:
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Funeral cover is a lump sum benefit. |
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Disability and retrenchment cover is payable monthly – up to six months. |
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Grocery annuity benefit is payable monthly over six months. |
Value for life
The Defender Life plan provides you with a variety of benefits. As long as you pay your premiums, you enjoy access to a range of services and discounts that you can use in your everyday life. You, your life partner, dependent children and domestic worker have access to the following benefits:
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Funeral support services. |
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Trauma, assault and HIV services. |
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Legal services. |
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Personal health advisory services. |
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Discount on magazine subscriptions, luxury busliner tickets, movie tickets and prepaid airtime as well as CDs and DVDs. |
For more information, complete the form below and a consultant will assist you.
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