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Home Loan Affordability Calculator

Work out the loan value you could qualify for based on your current gross income. The bank requires a clear credit record and generally allows you a loan on which the repayments are no more than 30% of your gross monthly income.

Please ensure there are no spaces, commas, percentages or full stops in the values you enter.

A value is required.Please enter numbers only. (joint income if buying as couple)
(if unsure, use rate shown)
(if unsure, use 20 years)
   
You can afford a bond of R
 

Disclaimer: The bank requires a clear credit record and generally allows you a loan on which the repayments are no more than 30% of your gross monthly income. The nett disposable income must be sufficient to cover the new installment of the bond.

All rates and fees are illustrative rates and fees which are subject to change. The provision of the calculator does not represent a guarantee that a loan will be granted by a Bank, or pledge that a loan will be granted. The summary does not constitute an agreement of a loan or a guarantee that a loan will be provided by a Bank. This calculator is provided for you convenience and provide estimated loan values based on the criteria selected. When consulting a Bond Choice agent the loan amount and repayments will be formally confirmed based on all the information provided.

Please make sure you read our Terms and Conditions

 
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